WHEN YOU HAVE
HEALTH PROBLEMS
How expensive does
you policy seem?
ObamaCare
What is ObamaCare Health Insurance?
Obamacare is a colloquial term used to describe the Affordable Care Act (ACA). This law was put into place to make it easier for people to purchase the health insurance they need. The Affordable Care Act mandates that health insurance companies are required to provide certain levels of coverage with every plan.
Enacted in 2010 and created under the Obama administration, the health insurance legislation goes well beyond a health insurance marketplace (at HealthCare.gov) and providing a health insurance option to people who can’t get coverage through an employer.
The ACA exchanges offer subsidies based on income that help cut health insurance costs for Americans who qualify. The ACA also allows states to expand Medicaid to more people by lowering income requirements to get coverage.
The Affordable Care Act (ACA) gives more people access to health insurance. The health insurance options can include medical, dental, vision, and more.
The ACA also features multiple other provisions, including:
Prohibits lifetime monetary caps on health insurance plans.
Forbids insurers from canceling health insurance unless there’s fraud.
Doesn’t allow health insurers to deny coverage because of preexisting conditions.
Requires that insurers use at least a minimum percentage of premiums to pay for members’ medical services.
Allows parents to keep children on their health insurance until the age of 26.
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